Publications
As with most scholars in the early stages of their careers, my initial research was heavily influenced by the focal areas to which my advisors have largely contributed — information systems, service sciences, and innovation management.
I remain fascinated by the interactions of technological innovation, business organisations, and our society at large. My current research continues to tackle these questions more systematically through the conceptualisation and evaluation of models designed to capture the dynamics at this intersection. My vision for the future is to be valued worldwide for my expertise in developing and advancing knowledge and practice in the field of management of technology and innovation, particularly in the context of service organisations.
Academic Journals
- The fight for our personal data: analyzing the economics of data and privacy on digital platforms, International Journal of Law and Management, 2024, Forthcoming.
- Idiosyncrasies, isomorphic pressures and decoupling in technology platform business, Journal of Science and Technology Policy Management, 15(4), 2024, 737-764.
- Digital Sustainability: Paving the Way Toward a Green Economy?, Sustainability and Climate Change, 16(4), 2024, 268-277.
- Forced innovation: leveraging text data to analyse firms’ response to COVID-19, Journal of Science and Technology Policy Management, 2023, Forthcoming — with Jovita Angela.
- Is technology truly improving the customer experience? Analysing the intention to use open banking in Indonesia, International Journal of Bank Marketing, 41(7), 2023, 1521-1549 — with Sahid Nugroho, Eddy Junarsin, and Rizky Pelawi.
- Can technological innovation spur economic development? The case of Indonesia, Journal of Science and Technology Policy Management, 14(1), 2023, 25-52 — with Eddy Junarsin, Mamduh M. Hanafi, Usman Arief, Ahmad M. Naufa, Linda Mahastanti, and Jordan Kristanto.
- Digital transformation for maritime logistics capabilities improvement: Cases in Indonesia, Marine Economics and Management, 5(2), 2022, 188-212 — with Muhammad Tafdhil Amanda and Jovita Angela.
- The rise and rise of financial technology: The good, the bad, and the verdict, Cogent Business & Management, 7(1), 2020, 1-17.
- ‘Usul mikul’, ‘Ketiban sampur’, and the atrophy of innovation process, Jurnal Manajemen dan Pemasaran Jasa, 13(2), 2020, 227-244 — with Rocky Adiguna and Rokhima Rostiani.
- Financial innovations in Islamic countries: The road to perdition or salvation?, Journal of Islamic Marketing, 11(6), 2020, 1579-1600.
- Traditional banks against fintech startups: A field investigation of a regional bank in Indonesia, Banks and Bank Systems, 14(3), 2019, 20-33.
- Revisiting sustainability with a business management lens, Sustainability: The Journal of Record, 12(1), 2019, 34-39.
- Assessing the dynamics of fintech in Indonesia, Investment Management and Financial Innovations, 15(4), 2018, 296-303.
- Unleashing hidden potential: Customer engagement in modular service innovation, International Journal of Quality and Service Sciences, 10(4), 2018, 334-348.
- Is mobile payment still relevant in the fintech era?, Electronic Commerce Research and Applications, 30(July-August), 2018, 72-82.
- Modularity matters: A critical review and synthesis of service modularity, International Journal of Quality and Service Sciences, 8(1), 2016, 38-52.
- Innovation in financial services: A tale from e-banking development in Indonesia, International Journal of Business Innovation and Research, 8(5), 2014, 498-522.
- The dynamics of entrepreneurs in Indonesia, International Journal of Economics and Business Research, 7(2), 2014, 159-176.
- Strategic alignment impacts on organizational performance in Indonesian banking industry, Gadjah Mada International Journal of Business, 9(2), May-August 2007, 253-272.– with Jogiyanto Hartono.
Book Chapters
- Customer adoption and perception towards fintech in Indonesia: A diamond in the rough or a dime a dozen?, in Anshari, Almunawar, and Masri (2019), Financial Technology and Disruptive Innovation in ASEAN (Eds.), Hershey, Pennsylvania: IGI Global, 166-182.
Academic Conferences
- Financial Technology: The Good, the Bad, and the Verdict, The 2019 British Academy of Management (BAM) Conference, Aston University, Birmingham, 3-5 September 2019.
- Always a Bridesmaid, Never a Bride: Organisational Decoupling, Institutional Isomorphism, and Quality Culture in Pursuit for International Accreditation, The 2019 British Academy of Management (BAM) Conference, Aston University, Birmingham, 3-5 September 2019.
- Idiosyncrasies, Isomorphic Pressures, and Decoupling in Technology Platform Business: A Case of Indonesian Fintech Firms, Paper Development Workshops (PDW), 79th Annual Meeting of the Academy of Management, Boston, 9-13 August 2019.
- Revisiting Sustainability: Are We Losing Sight of the Forest by Understanding Trees?, The 2018 British Academy of Management (BAM) Conference, Bristol Business School, University of the West of England, Bristol, 4-6 September 2018.
- Fintech and Challenged Regulatory Realms: Lessons from Indonesia, 11th International Conference, Bulletin of Monetary Economics and Banking: Synergy on the VUCA World: Maintaining the Resilience and the Momentum of the Economic Growth, Bank Indonesia, Jakarta, 24 August 2017 — with Mamduh M. Hanafi and Eddy Junarsin.
- Service Modularity: What Role Do Customers Play in Structuring Interactions at the Interface?, 77th Annual Meeting of the Academy of Management, Atlanta, Georgia, 4-8 August 2017 — with Jonathan Liebenau.
- Pengaruh penyelarasan strategik terhadap kinerja organisasi pada sektor perbankan di Indonesia, Paper presented at The 9th National Accounting Symposium, Indonesian Accounting Association, Padang, 23-26 August 2006.
Working Papers
- Memahami Dinamika Tekfin di Indonesia (Understanding the Dynamics of Fintech in Indonesia), Available at SSRN 3226568, August 6, 2018.
- The innofusion of electronic banking in Indonesia, January 19, 2011, Manchester Business School Working Paper, Number 613.
Research Projects
- Assessing the Dynamics of Fintech Opportunities and Organisational Readiness towards Fintech Innovations, PT BPD Jateng (Bank Jateng), December 2018.
- Assessing the Impact of IT/IS in SMEs, Ministry of Information and Communication Technologies of the Republic of Indonesia, March 2018.
- Strategic Planning and Restructurisation, PT Angkasa Pura Services (APS), January 2018.
- Electronic Money Ticketing and Regulatory Compliance, PT Kereta Commuter Indonesia (KCI), November 2017.
- Retail Payment Systems in the OIC Member Countries, Standing Committee for Economic and Commercial Cooperation of the Organization of Islamic Cooperation (COMCEC), October 2015. (presentation slides)
Media Articles
- Paradoks Transportasi Publik, Bisnis Indonesia, December 30, 2023, 2. (pdf)
- Flexing dan Konsumsi Kemewahan, Harian Kontan, April 5, 2023, 15. (pdf)
- Advancing public-private joint ventures to develop transportation sector, The Jakarta Post, March 10, 2023, 6.
- Transportasi Daring dan Pilihan Transportasi, Harian Kontan, October 15, 2021, 11.
- Absurditas Penganganan Perubahan Iklim, Harian Kontan, November 9, 2021, 15.
- Pasca Merger Gojek-Tokopedia, Harian Kontan, May 21, 2021, 15.
- 5G dan Kedaulatan Teknologi, Harian Kontan, July 18, 2020.
- Coronomics, Harian Kontan, March 20, 2020.
- Salah Kaprah Radikalisme, Harian Kontan, November 29, 2019.
- Demokrasi dan Teknologi, Harian Republika, October 29, 2019, 6. (jpg)
- Menimbang Regulasi Platform Digital, Harian Kontan, July 5, 2019, 11. (pdf)
- Mewaspadai Inovasi Teknologi, Harian Kontan, January 24, 2019. (pdf)
- Platform Mengubah Lanskap Bisnis, Harian Kontan, December 22, 2017.
- Perspektif Jejaring dalam Kehidupan Sehari-hari, EB News, Edisi 25, May 2017, 31-32.
- Meregulasi Jasa Transportasi Online, Harian Kontan, April 7, 2017. (pdf)
- Post-truth dan Medsos di Indonesia, Harian Republika, December 15, 2016. (pdf)
- Evaluasi Amnesti dari Kacamata Perilaku, Harian Kontan, October 18, 2016. (pdf)
- Mendorong Startup Digital Indonesia, SWA, 18/XXXII, September 1-14, 2016, 16-17 — with Muhammad Edhie Purnawan.
- Peluang masa depan Blockchain, Harian Kontan, 18 Agustus 2016. (pdf)
- Implementasi Ekonomi Digital, Harian Republika, August 13, 2016. (pdf)
- Distorsi Ekonomi Digital, Harian Jawa Pos, August 2, 2016, 4.
- Mengapa Kita Mengonsumsi (Lebih), Harian Kontan, February 10, 2016, 23. (pdf)
- Lupakan Resolusi Tahun Baru, Harian Kontan, December 20, 2014, 19.
- Menghadapi Era Creative Destruction, Tabloid Kontan, April 9, 2012, 29.
- Inovasi: Perjalanan Panjang Menuju Kemahakaryaan, Warta Ekonomi, 01/XXIV, January 9-22, 2012, 58-64 — with Ade Febransyah, Ahmad Setyo Hadi, Hongyanto Setio, Y. Arief Riyanto.
- Inofusi di Industri Keuangan, Tabloid Kontan, September 26, 2011, 29.
- Sukses Berbisnis: Keberuntungan atau Kerja Keras?, Forum Manajemen Prasetiya Mulya, July-August 2011, 78-85.
Published Books
- Mapan: Perjalanan Menuju Kebahagiaan dan Kebebasan Finansial, Elex Media Komputindo, Jakarta, April 17, 2017
- A Notable Words of Nofie Iman: 2005-2012, Nulisbuku.com (self-publish), Jakarta, 2013
- Salah Kaprah Pengelolaan Keuangan dan Investasi, Elex Media Komputindo, Jakarta, 2012
- Jangan Mau Diperbudak Uang: Sukses Mengelola Keuangan di Masa Sulit, Elex Media Komputindo, Jakarta, 2010
- Investasi Emas: Investasi Bijak di Masa Krisis, Daras Books, Jakarta, 2009
- Kiat-Kiat Membiakkan Uang di Masa Sulit: Investasi Untuk Pemula, Elex Media Komputindo, Jakarta, 2008
- Panduan Singkat dan Praktis: Memulai Investasi Reksadana, Elex Media Komputindo, Jakarta, 2008
Kindle E-Books
Media Coverage
- Tim Banoo UGM Juarai Kompetisi Cisco Global Problem Solver Challenge 2019, TIMES Indonesia (Tuesday, June 18, 2019)
- Sharia banks ready to finance more infrastructure projects, The Jakarta Post (Friday, November 10, 2017)